I wouldn't claim 7% is non-existent. I think we tell children that college is the only path to wealth and thus many whom never had the opportunity to receive an

I wouldn't claim 7% is non-existent. I think we tell children that college is the only path to wealth and thus many whom never had the opportunity to receive any college believe that they can't achieve anything but a poverty level standard of living. I grew up poor and believed this myself up until a few years ago and even without the benefit of a high school degree I have found that my upward mobility is only limited by my willingness to work hard and make strategic moves. I wish one of my teachers would have told me that success is possible without education, but then again they went to college and got a government job so they probably had no idea that the path I'm traveling even exists.