4 ms·

Final will do it. They allow you to create a card for each payee, which you can cancel at any time. https://www.getfinal.com/ https://www.getfinal.com/ (I hav

• problems 10y ago
  Looks cool but it's US-only, so not something I can use.
  • tigroferoce 10y ago
    Definitely. I had already commented on final, that a payment system that is US-only is not "the new payment system for the new century", but a "slightly improved 40-years old payment system". Things like PayPal are way better than it.
• Someone1234 10y ago
  Great service, but be careful simply cancelling payment and assuming the problem will solve itself. That's how people wind up being sent to collections with huge fees tacked on. For example, people regularly cancel cards or move and assume "the gym will figure it out" only to discover two years later that that $20/month bill is now a $600+ bill and they're being hounded by a collections agency. Credit scores make this even more risky (if you care about such things).
  • danpalmer 10y ago
    Agreed. Just cancelling your payment is the same as not paying as far as the company is concerned. You have to notify them that you wish to cancel your account otherwise they literally can't tell the difference.
    • problems 10y ago
      I've done this hundreds of times via PayPal and never had an issue. Maybe CCs come with different expectations or Internet companies just understand what not paying anymore means, but no issues so far.
      • danpalmer 10y ago
        The difference with PayPal is that they manage the subscription, and you're saying "stop my subscription", credit/debit cards have no concept of a subscription, so when you stop paying someone with one there is no communication of that to the seller. Example: if you stop your gym membership with PayPal, the gym's membership system will either be notified that your membership has been cancelled, or they will do some periodic check to see who has an active membership and update from that. If you stop your payments going through on a credit/debit card, it's essentially the same as having no money in your account, or your card being stopped because it's stolen. There's no communication back down the channel, you just can't bill it. As a result your membership starts to go into the red, which is usually allowed for a period because of payment issues. When they contact you with a bill months later they have every right to claim that money because you never ended the membership and could have been using the gym during that time. It is usually only through wanting good customer satisfaction that they might waive the fees for that period.
    • Natsu 10y ago
      Be careful of strategic ignorance on this, too. I once had an ISP who charged me for months after I quit. I had quit, via their web form, but apparently they needed to call me after that and they never did. The only time it worked was when I was on the phone with the lady telling me that my card had expired. They wanted lots of proof I had cancelled (which was impossible, because their damned site didn't work, and it only worked the one time I was on the phone with the person... funny that). If anyone is wondering, that company was Megapath, which bought out Speakeasy, a once-good ISP. I would never do business with them again. Ever.
• throwanem 10y ago
  Is there anyone at all who provides this service on a debit basis? I deliberately don't carry revolving credit lines, and do not wish to start, but it seems like the only option if I also want virtual cards.