"But today, in a period when employment and earnings are vastly better than what they were in 2010, the delinquency rate for student loans is more than 11 perce

"But today, in a period when employment and earnings are vastly better than what they were in 2010, the delinquency rate for student loans is more than 11 percent..." Might wanna check your crystal ball on that one: https://en.wikipedia.org/wiki/Household_income_in_the_United_States#Recent_trends https://en.wikipedia.org/wiki/Household_income_in_the_United...