I am pretty sure I'm living in an apartment that's smaller than my parent's house was when I was born in 1988, despite having three incomes instead of two to sp

I am pretty sure I'm living in an apartment that's smaller than my parent's house was when I was born in 1988, despite having three incomes instead of two to spend on it. I also think that a pretty big fraction of all the extra people attending college and receiving degrees aren't doing any thing with them. My girlfriend would I think be strictly better off in a world were she didn't have student loans and didn't need a college degree in Psychology for her mostly unrelated office job manipulating artwork and processing orders. I don't think she's consuming less education exactly, but I also think it's tricky to say she's consuming more. I'm not sure where this fits into your model, and I suspect some of it is "it would be great if we could legalize lower priced options". But it does feel like a place where things go wrong.