I'm in the upper middle class wage quartile and my rent is so high that losing my job would ruin me completely. High rent(for a reasonable one-bedroom) combined

I'm in the upper middle class wage quartile and my rent is so high that losing my job would ruin me completely. High rent(for a reasonable one-bedroom) combined with my student loan payments means it takes about $3700 a month just to pay bills and live. I'm not in Cali or NYC either.