In Canada, specifically BC if you fail to pay monthly medical premiums you have no health insurance either they sell your account to collections and you have to

In Canada, specifically BC if you fail to pay monthly medical premiums you have no health insurance either they sell your account to collections and you have to pay cash for any doctor visit. Since private health is not available you're screwed and have to either leave the province to get health insurance again or continue paying cash. There's always loopholes in socialized medicine usually only affecting the poor.