Personally, I'd suggest selling everything you own, throwing a dart at a map, going there, and proceeding to see where adventure takes you. When you run out of

Personally, I'd suggest selling everything you own, throwing a dart at a map, going there, and proceeding to see where adventure takes you. When you run out of money, find something productive to do and start earning some more money. $20k won't get you very far in financial terms, but it can buy a hell of a lot of life experience from the position you're in. The cost of long term travel will rise rapidly as your life continues; right now that $20k will probably buy you a year, but in another decade, a year of travel will be about as feasible as a trip to the moon.