If you have a sustainable business you can get a loan instead of giving away equity. The problem is that you have to consider what your competition is doing. If

If you have a sustainable business you can get a loan instead of giving away equity. The problem is that you have to consider what your competition is doing. If you can take out a loan for $200k and grow by 15% a year your lunch will get eaten by the startup that gets $10m in funding. But generally a startup will only get funding if there is potential for the investor to get a great return on their large investment, so many ideas are not competing with startups.