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> then citibank locked me out because they saw mint was continully trying to log in. It gets better: if you have two-factor authentication turned on with your
by chimeracoder 10y ago
> then citibank locked me out because they saw mint was continully trying to log in.
It gets better: if you have two-factor authentication turned on with your bank, you'll get text messages or phone calls every day in the wee hours of the morning, because Mint is trying to log in and update your account.
> sooner or later all the banks are going to block Mint
I don't think so - first of all, because I don't think the banks really want to block Mint. But even if they did, they couldn't. Intuit (the parent company of Mint) makes Quicken, which is very popular, and which already uses the well-support OFX protocol for synchronizing bank information.
The real problem is that, eventually, banks will try to start charging users to allow software like Mint to access their accounts (some already do this with OFX).
- astrodust 10y agoOAuth might be annoying but at least it's an understandable and implementable way of conveying to the user what access will be granted to external applications. No standard will ever exist in the banking world because banks. They're their own worst enemy.
- koolba 10y ago> No standard will ever exist in the banking world because banks. They're their own worst enemy. On the contrary, there will be many competing "standards" because banks.