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What if you merely listed the fees next to the payment types? Surely, that doesn't count as disparaging. Also, many vendors add a surcharge for Amex/Diners use
by phs318u 10y ago
What if you merely listed the fees next to the payment types? Surely, that doesn't count as disparaging.
Also, many vendors add a surcharge for Amex/Diners use. Wouldn't it be legitimate to do the same with PayPal?
- PeterisP 10y agoA surcharge would not be legitimate, https://www.paypal.com/us/webapps/mpp/ua/useragreement-full#accepting-payments https://www.paypal.com/us/webapps/mpp/ua/useragreement-full#... "No surcharges You agree that you will not impose a surcharge or any other fee for accepting PayPal as a payment method. You may charge a handling fee in connection with the sale of goods or services as long as the handling fee does not operate as a surcharge and is not higher than the handling fee you charge for non-PayPal transactions." is probably as clear as it can be. You can list the different fees you would charge the customer for different payment types, but the paypal fee must be (tied for) lowest.
- tyingq 10y agoFunny, since Paypal charges their own customers more for Amex transactions. Do as I say, not as I do. https://www.paypal.com/us/webapps/mpp/merchant-fees https://www.paypal.com/us/webapps/mpp/merchant-fees "American Express® card usage fees: 3.5% per transaction on PayPal Payments Pro, PayPal Payments Advanced and Virtual Terminal"
- PeterisP 10y agoYes, Amex doesn't have such a condition, and that's their choice to make - linked with their choice to charge much higher fees than Visa or Mastercard. I see no hypocrisy there, simply Paypal and Amex have different pricing strategies. In the exact same manner, a merchant would be expected to explicitly charge a higher fee for taking Amex directly than for taking Paypal.