It's not universal. My U.S. banks don't do this and only have email notifications, with a minimum threshold of $10 for some reason. My work account where I liv

It's not universal. My U.S. banks don't do this and only have email notifications, with a minimum threshold of $10 for some reason. My work account where I live abroad notifies me of every transaction and all attempts at logins on my online account. The pay terminal info is sent with the amount and current balance to my phone.