Is that really true though? The majority of Credit Unions in the US don't exceed the asset pool size or have offices in designated areas. It's only if they're d

Is that really true though? The majority of Credit Unions in the US don't exceed the asset pool size or have offices in designated areas. It's only if they're doing a lot of home loans or student loans that they might still get entangled. The small credit unions are in aggregate a very big lobby in Washington and they were pretty good at getting small members exempted. DF and CARD were mostly about stopping egregious behavior by very large FIs.