> It's also the range of outcomes. If you buy a place with 20% down, and the property price goes up by 20% whilst you're living there, you've doubled your net w

> It's also the range of outcomes. If you buy a place with 20% down, and the property price goes up by 20% whilst you're living there, you've doubled your net worth. That "range of outcomes" isn't a free upgrade, though: you pay for it directly with a higher mortgage interest rate.