UK has been chip+pin for some years now. Most places won't accept non-chip cards any more. Also the story with banks isn't the same all over. For example, Barc

UK has been chip+pin for some years now. Most places won't accept non-chip cards any more. Also the story with banks isn't the same all over. For example, Barclays, one of the biggest banks in the UK accepted no government bailout, and continues to post big profits.