> so the risk to you as a customer is quite low. That's highly worrying. My understanding is that FDIC is a guarantee of last resort - i.e. a guarantee that ul

> so the risk to you as a customer is quite low. That's highly worrying. My understanding is that FDIC is a guarantee of last resort - i.e. a guarantee that ultimately a customer cannot lose his/her money. i.e. there is no risk. So are you saying there is no risk - or that there is some added risk to banking with yourself? I'm confused.