Sure, because someone is actively being harmed, or will be harmed in the future. (and is injury that's not easily recouped, i.e. abuse of a minor could be a lif

Sure, because someone is actively being harmed, or will be harmed in the future. (and is injury that's not easily recouped, i.e. abuse of a minor could be a life long injury, where insurance fraud is build into the cost of premiums)