I hated my bank (BofA) enough to close my accounts and move everything to a local Credit Union. CU's are far better, IMO, than banks; and their rates are gener

I hated my bank (BofA) enough to close my accounts and move everything to a local Credit Union. CU's are far better, IMO, than banks; and their rates are generally lower across the board (credit cards, CD's, savings, auto loans).