Also, I'd be interested in a bank which didn't use the fractional reserve system, and did something more like the process described at the end of this video: ht

Also, I'd be interested in a bank which didn't use the fractional reserve system, and did something more like the process described at the end of this video: http://www.youtube.com/user/khanacademy#p/p/CECDA315A8848B99/23/8SAMey9Gl5I http://www.youtube.com/user/khanacademy#p/p/CECDA315A8848B99... It may then be tough to compete with existing banks whose insurance is subsidized by the gov though.