I use a similar method; the "algorithm" is different of course, but I too use a unique password for every account I have anywhere, which I calculate in a simila

I use a similar method; the "algorithm" is different of course, but I too use a unique password for every account I have anywhere, which I calculate in a similar fashion. My algorithm is a bit simpler than the one you described though, I can figure out a password I don't remember in just a few seconds. That also makes it less secure of course, I just think its sufficiently secure.