I don't yet know if I'm leaving, but I am extraordinarily disappointed. I sat down and did the math a while ago and came to the conclusion that, with the benefi

I don't yet know if I'm leaving, but I am extraordinarily disappointed. I sat down and did the math a while ago and came to the conclusion that, with the benefit of the taxable/tax-deferred tax management and tax loss harvesting, 15% was a reasonable amount to pay. After I do it again, it may turn out that .25% still puts me ahead, but this leaves a bad taste in my mouth. How long before they eliminate the digital plan and put me in the .4% plan?