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Unfortunately I didn't find more actual stats, but there is a report from Deutsche Bundesbank (German Federal Bank) from 2014 which states that in 2014 the shar

Unfortunately I didn't find more actual stats, but there is a report from Deutsche Bundesbank (German Federal Bank) from 2014 which states that in 2014 the share of cash payments in Germany was 79.1% and only 1.3% credit card transactions.[0, page 27] If I remember correctly, there is no other European country with such a low percentage of credit card transactions. [0] https://www.bundesbank.de/Redaktion/EN/Downloads/Publications/Studies/payment_behaviour_in_germany_in_2014.pdf?__blob=publicationFile https://www.bundesbank.de/Redaktion/EN/Downloads/Publication... [PDF]

lorenzhs 10y ago
The relevant page is 31 (pdf-page 33), containing a figure "Share of payment instruments broken down into various transaction amount categories in 2014, 2011 and 2008". In particular, 96% of transactions below 5€ were in cash, and 90% for transactions between 5 and 20€. A breakdown by age group is on page 33. Unsurprisingly, young people pay by card more often than older people. Various other figure breaking down card/cash usage along different lines are on the subsequent pages. Poorer people use cash for a larger percentage of their transactions than richer people. Page 63 breaks down usage by occasion/purpose of payment (gas/restaurant/retail/...). Lastly, 97% of Germans have a girocard (debit card), but only 1 in 3 have a credit card.