$120k might be a starter's salary in the Bay Area but in, say, Rochester, NY, it's nothing to sneeze at. I agree that indexing to inflation is probably necessa

$120k might be a starter's salary in the Bay Area but in, say, Rochester, NY, it's nothing to sneeze at. I agree that indexing to inflation is probably necessary, but there are so many factors to inflation at a local level that it's hard to make a one size fits all