I think all investments should have risk, and if the government bails people out then there's all upside and no downside, why wouldn't banks exploit that financ

I think all investments should have risk, and if the government bails people out then there's all upside and no downside, why wouldn't banks exploit that financially to the extreme? I think it might be desirable to take out insurance on the asset though as a buyer. It could be an interesting market too.