4 ms·
I think the average is actually made up of a very low rate for big chain stores and much higher rates for mom and pop businesses with a physical presence.
by Andys 16y ago
I think the average is actually made up of a very low rate for big chain stores and much higher rates for mom and pop businesses with a physical presence.
- silentOpen 16y agoI think this has to do with an optimization by proxy http://lesswrong.com/lw/28r/is_google_paperclipping_the_web_the_perils_of/ http://lesswrong.com/lw/28r/is_google_paperclipping_the_web_... error by the card issuers and the actuarial tables for fraud risk.