It would be a huge stress and inconvenience if a company sued me, even if I eventually won or the suit was thrown out. I'd have to find a lawyer, deal with the

It would be a huge stress and inconvenience if a company sued me, even if I eventually won or the suit was thrown out. I'd have to find a lawyer, deal with the company's lawyers, show up in court, etc. That alone is enough of a deterrent for a lot of people.