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If you had a bunch of money to put in the stock market, would you: - Put 1/3 of it in now and the other 2/3 in when the next crash hits - Wait until it all goe
by thebiglebrewski 10y ago
If you had a bunch of money to put in the stock market, would you:
- Put 1/3 of it in now and the other 2/3 in when the next crash hits
- Wait until it all goes to shit and put it all in then, keeping it in a high-yield savings account until then (they make about as much as CDs these days)
Would love to hear opinions!
- hisabness 10y agowait for the next crash.
- refurb 10y agoWhat's your time horizon? I typically just invest it all at once with no attempt to time the market. If i'm really nervous, i might make 12 equal investments over a year. Again, no attempt to time the market. The only time i've ever timed my investment based on the market is buying post crash. Getting a 3% return over a week was nice after the brexit slump.
- maaaats 10y agoTime in the market is better than trying to time the market. How long until next crash? When is the crash over and things start to climb again? You cannot know before after the fact, so it ends up being a big gamble. I'd say invest now, possibly over a few months if you want to spread the risk.
- bluedevil2k 10y agoYou have no idea that if "the crash" hits there won't be another one a week later. Timing the market is a fools game. Long term, low cost, investing is the only way to match the market
- smileysteve 10y agoYou Should Really Read This. "What If You Only Invested at Market Peaks" https://news.ycombinator.com/item?id=8210923 https://news.ycombinator.com/item?id=8210923