>Housing? Like I said, that's only about 20% of the average American's spending. BLS estimates on average its more like 33%. And urban areas are significantly

>Housing? Like I said, that's only about 20% of the average American's spending. BLS estimates on average its more like 33%. And urban areas are significantly higher than the suburban areas. https://www.bls.gov/regions/west/news-release/ConsumerExpenditures_SanFrancisco.htm https://www.bls.gov/regions/west/news-release/ConsumerExpend... When you consider how little the average family is saving, then you'll see why there isn't a lot more extra money to throw around.