I've had like 15 credit cards and in my experience, fraud alerts/shutdowns can always be fixed with a phone call or sometimes even a text message or email follo

I've had like 15 credit cards and in my experience, fraud alerts/shutdowns can always be fixed with a phone call or sometimes even a text message or email followed by login to their website. I have never gotten a new card number for suspected fraud that never actually occurred. Your bank seems very unusual in this regard. If you really want to go hardcore there's card issuers that let you freeze and unfreeze your cards online/from their app, so you can keep it frozen until you are making a purchase.