Hi there, enthusiastic and regular Transferwise user here. I think the answer is that while Transferwise is a great product, Western Union serves a niche that

Hi there, enthusiastic and regular Transferwise user here. I think the answer is that while Transferwise is a great product, Western Union serves a niche that Transferwise/PayPal/Web Startups aren't fulfilling. That is anyone even with low income can just go into a store and use it. No need for a bank account, a PC (even basic computer knowledge is not required which may hinder older people) or the internet.