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I had this issue with Visa so many times, I've canceled my card and will never use them again. One out of three purchases was rejected, and I had to call them,

I had this issue with Visa so many times, I've canceled my card and will never use them again. One out of three purchases was rejected, and I had to call them, wait in line like 10-20 minutes, and have them reactivate it. They kept saying it was "for my own protection", but I kept losing time constantly. This worse especially awful when I tried to catch an offer that ended by the time they fixed the issue.

nommm-nommm 10y ago
Visa and Mastercard only handle payment networks and third parties handle issuing and administering the cards. So its not Visa's fault, as they don't issue their own credit cards. It's the bank that issued the card's fault. Contrast this with American Express and Discover who both issue their own cards and handle the payment network. There's also third parties that issue AMEX cards (any maybe Discover, but I don't know of any) So in other words, don't blame Visa, blame the bank.