Anti-money laundering laws explicitly do not require a criminal standard of proof. This is by design - governments and in particular the US government which ins

Anti-money laundering laws explicitly do not require a criminal standard of proof. This is by design - governments and in particular the US government which insists on all this stuff regardless of what other countries thing absolutely love a system that fights crime, as they see it, without all the hassle of due process and court cases. AML account closures only require 'suspicion', for example, a name match against a blacklist compiled by a government agency is 'suspicious' even if it wouldn't hold up in a traditional court of law.