Note that, unlike anything the guy in the article did, what you're suggesting actually is illegal. He at least got his money back eventually because he was demo

Note that, unlike anything the guy in the article did, what you're suggesting actually is illegal. He at least got his money back eventually because he was demonstrably 100% above-board. If you get caught structuring transactions to avoid scrutiny - and your strategy is probably not nearly as sophisticated as you think - then you will not be so lucky. Do not try this.