I'm not sure which Federation crew you are talking about (and note, I haven't watched any Star Trek universe shows for a long time) but I'm pretty sure that in

I'm not sure which Federation crew you are talking about (and note, I haven't watched any Star Trek universe shows for a long time) but I'm pretty sure that in DS9 when there were some federation crew visiting, they were given money from the replicator and amusedly told to not tell the Ferengi how it came about.