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The health care part of your comment really isn't true. States with "guaranteed issue health care" policies are going to have higher insurance rates. That's u
by TomOfTTB 16y ago
The health care part of your comment really isn't true. States with "guaranteed issue health care" policies are going to have higher insurance rates. That's undisputed. If Insurance companies can't turn people away for pre-existing conditions than their costs are going to go up and their rates are going to follow
(Remember we aren't debating the morality of such practices or whether it's worth the higher costs we're only looking at the economic impact in our current health care system)
Since businesses are expected to cover a large chunk of their employees' health care under our current system that makes health care policy in a given state relevant to every small business
- tptacek 16y agoIt doesn't matter what health insurance costs if you can't obtain it. That's the situation with non-guaranteed-issue health care; there are a raft of very common health circumstances that will prevent founders from obtaining family coverage --- at all. Non-guaranteed-coverage is founder-unfriendly. Guaranteed issue, even if it inevitably raises the cost of premiums, at least levels the playing field between established companies with group plans (which are already effectively guaranteed issue and which already cover the majority of residents in most states) and 2 person startup shops. We can argue this all day, but the point is: this report is a thinly-veiled advocacy piece for the US CoC's agenda. It's not a real study of any sort.