This is entirely true; however, most "bad" weather that keeps people indoors can be made very comfortable with an investment in a few pieces of appropriate clot

This is entirely true; however, most "bad" weather that keeps people indoors can be made very comfortable with an investment in a few pieces of appropriate clothing and a willingness to learn how to dress and stay dry in winter weather (which, I suppose, I'm defining as weather typical of northern US/southern Canada - not the Arctic).