In order to get huge debt you need to be able to demonstrate a high income potential, high enough to convince the creditor to lend you that kind of money. If yo

In order to get huge debt you need to be able to demonstrate a high income potential, high enough to convince the creditor to lend you that kind of money. If you have huge debt, it's likely you can pay it off sooner or later. Also, you won't get it as an uneducated working class family. The background of a huge debt family usually results in an above-average income for the offspring.