> "Because then pretty much EVERY insurance company will pick up and move to the one most desperate state that writes laws in their favor, doesn't tax them, all

> "Because then pretty much EVERY insurance company will pick up and move to the one most desperate state that writes laws in their favor, doesn't tax them, allows them to sell substandard insurance, gives them liability protection and forced arbitration and in every way abuse the customer." By that same logic, people would also move to the state most beneficial to them or would vote for laws in their state that they think is best for the people. Competition benefits everyone.