So, the beggar is out on the streets with a card reader that sends money to an account run by a shelter, which allows them to purchase services from this shelte

So, the beggar is out on the streets with a card reader that sends money to an account run by a shelter, which allows them to purchase services from this shelter? Sounds more like they're being asked to fundraise for what I hope is a charity and being paid with benefits in kind than being given freedom from depending on cash.