My point is that for the median entrepreneur or small business owner, the ACA made it harder. Increases in premiums are not trivial. I agree an employer based

My point is that for the median entrepreneur or small business owner, the ACA made it harder. Increases in premiums are not trivial. I agree an employer based model does discriminate against startups, but my point is that the ACA also makes it harder for the median entrepreneur to succeed. The fact that the fringe cases can start companies does not to me justify the drain on all other entrepreneurs.