You can add the following against it in my case: - not able to keep my existing health plan. I had a great low-ish deductible plan with good benefits cancelled

You can add the following against it in my case: - not able to keep my existing health plan. I had a great low-ish deductible plan with good benefits cancelled due to ACA. - not able to continue seeing my family doctor (that my folks and sister still see). I'm pretty sure the current doctor I have hates all his patients and staff. And yes, it costs a lot more in terms of premiums, deductibles and prescription meds. But also in travel time because the other physicians in my town that accept CoveredCA stopped accepting new patients.