I think what Steve King said makes sense to me - protections like 'blanket no denial for pre-existing conditions' could incentivize waiting to purchase insuranc

I think what Steve King said makes sense to me - protections like 'blanket no denial for pre-existing conditions' could incentivize waiting to purchase insurance until a condition arises, which compromises the system. The gap solution, though, is not a great idea. If someone falls under a certain level of economic or other hard times and incurs a gap for even a very brief duration, it is in my opinion a very harsh penalty to use that as an excuse to deny them coverage. This is especially true when many families pay a large amount for existing coverage. The only tenable solution is to force everyone to have coverage. If that's the answer, I see no better implementation than single-payer.