That's fair. I agree there is nothing like that on the market now; instead we have plans with $25k premiums and $14k out of pocket maximums. Which is less tha

That's fair. I agree there is nothing like that on the market now; instead we have plans with $25k premiums and $14k out of pocket maximums. Which is less than $50k, sure, but not by much, and is a _guaranteed_ $25k cost... We may be violently agreeing here. ;)