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> - It literally saved my life Could you expand on this?
by ErikVandeWater 10y ago
> - It literally saved my life
Could you expand on this?
- nilkn 10y agoThe poster is probably referring to folks with pre-existing conditions who couldn't get insurance either affordably or at all prior to the ACA and who would've faced utterly insurmountable treatment bills without insurance.
- the_gastropod 10y agoRead through the article here. There's a collection of quotes from YCombinator startup founders about how the ACA helped them. Several founders were uninsurable without the ACA.
- thebent 10y agoYep, you nailed it. Had it not been for ACA, making the career leap to co-founder would have been incredibly difficult. Two years later, it's a honor to be able to provide insurance to our employees.
- rootusrootus 10y agoMy wife works for a very small business -- five people, to be exact. They get group insurance through the company providing their payroll processing. Not by going directly to the exchange. It seems like that should be an option any founder of a small business could take advantage of?
- thebent 10y agoYes, the group insurance through a payroll processor is a great solution. That's what we do now. The caveat is that it only works if you're collecting a paycheck, but not if you're bootstrapping from savings.
- cderwin 10y agoBut that doesn't mean the ACA saved their lives, it means ACA allowed them to continue with their startups rather than find coverage working for any of a plethora of big businesses. That is obviously still a good thing, but to claim that those founders literally would have died without the ACA seems misleading at best.
- mikeash 10y agoMaybe they couldn't get a job with one of those big businesses, due to lack of credentials, or maybe the disease prevented it. There are thousands of people whose lives were saved by this. Nitpicking over on example seems rather unproductive.
- frozenport 10y agoPre-existing conditions
- yardie 10y agoPre-existing conditions were covered before the ACA?
- BeetleB 10y agoPre-existing conditions prevented many from getting health care.
- natch 10y agoYou are putting the poster on the spot in a public forum about something that, depending on the circumstances, could be very personal and private (or not, but we don't know and nor should we ask). There are plenty of examples elsewhere. See Sam's post.
- ErikVandeWater 10y agoThe poster can decide how much information they want to share. It is not useful, however, for them to contribute completely empty anecdotes. For as highly as the comment was upvoted, it should have more substance.