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> We are now on an ACA plan. $270 with subsidies. Think about that. The government doubled the price of the plan or more, and is paying with our tax dollars the

> We are now on an ACA plan. $270 with subsidies. Think about that. The government doubled the price of the plan or more, and is paying with our tax dollars the difference between my $270 and $780. Can you provide any proof of that? According to Obama, an average insurance will be as affordable as a cellphone bill. Perhaps your plan had some perks in it, no? Also there was a lot of fake stories about people getting tripled their insurance cost, all have been pretty much debunked as not real. Even Harry Reed was mentioning that in his speech.

cylinder 10y ago
Are you kidding? Go on any states healthcare exchange and price out a plan for a family of four. Subsidies only cover low incomes, apparently $70k for a family of four in NY is rich and can afford $18k/yr premiums with $14k deductible. There are some really piss poor regional plans with weak provider networks that are cheaper but you'll end up getting hit by out of network bills. The major carriers are charging astronomical rates if they are providing Exchange plans at all in 2017.
- jjeaff 10y ago
  Ya, these prices that you see politicians touting are from the cheapest providers and hmo only. In the Los Angeles area, the closest gp was an hour away with a 30 day lead time to get an appointment if you go with the budget plan. For those that don't know, in an hmo, you have to go see your gp for a referral for everything. In grown tonail, go to gp when you know he will refer you to a podiatrist. With a ppo, you can go directly to the specialist. But ppo under aca are the "premium" plans.
- joering2 10y ago
  Well I don't know the details I have to admit. But I go with what President of USA said - it will be as cheap as your phone bill: "less than a hundred bucks a month". Here is the proof if you don't believe me: https://www.youtube.com/watch?v=_lT4VzH5xY8 https://www.youtube.com/watch?v=_lT4VzH5xY8
virmundi 10y ago
No more evidence than I just stated. I didn't screen capture the change. Rather I told my wife to sign up for her company's insurance since their non HSA plan dramatically cheaper. I personally prefer HSA backed plans since I have a real asset. We've saved heavily over the years. Now I can't really do that. I think there is only one such program in Florida. It was a high premium and high deductible.

cylinder 10y ago

Are you kidding? Go on any states healthcare exchange and price out a plan for a family of four. Subsidies only cover low incomes, apparently $70k for a family of four in NY is rich and can afford $18k/yr premiums with $14k deductible. There are some really piss poor regional plans with weak provider networks that are cheaper but you'll end up getting hit by out of network bills. The major carriers are charging astronomical rates if they are providing Exchange plans at all in 2017.

jjeaff 10y ago
Ya, these prices that you see politicians touting are from the cheapest providers and hmo only. In the Los Angeles area, the closest gp was an hour away with a 30 day lead time to get an appointment if you go with the budget plan. For those that don't know, in an hmo, you have to go see your gp for a referral for everything. In grown tonail, go to gp when you know he will refer you to a podiatrist. With a ppo, you can go directly to the specialist. But ppo under aca are the "premium" plans.
joering2 10y ago
Well I don't know the details I have to admit. But I go with what President of USA said - it will be as cheap as your phone bill: "less than a hundred bucks a month". Here is the proof if you don't believe me: https://www.youtube.com/watch?v=_lT4VzH5xY8 https://www.youtube.com/watch?v=_lT4VzH5xY8

virmundi 10y ago

No more evidence than I just stated. I didn't screen capture the change. Rather I told my wife to sign up for her company's insurance since their non HSA plan dramatically cheaper. I personally prefer HSA backed plans since I have a real asset. We've saved heavily over the years. Now I can't really do that. I think there is only one such program in Florida. It was a high premium and high deductible.