I cannot recommend this enough. In the dot com bomb I didn't do so at first thinking I would surely get a job and that applying for unemployment would be a huge

I cannot recommend this enough. In the dot com bomb I didn't do so at first thinking I would surely get a job and that applying for unemployment would be a huge amount of red tape. I was wrong. It is drop dead easy. Do it before all else, it is why you have been paying for that insurance.