Nothing - under the current rules the Government writes off the debt after a number of years (either when you turn 65, after 25, 30 or 35 years, depending on wh

Nothing - under the current rules the Government writes off the debt after a number of years (either when you turn 65, after 25, 30 or 35 years, depending on when you got the loan and where in the UK you went to Uni). Also, having a student loan has little to no effect on obtaining bank loans or mortgages.