3. It's banned almost everywhere in the western world except for America. California, Colorado, Connecticut, Delaware, Hawaii, Illinois, Maryland, Nevada, Orego

3. It's banned almost everywhere in the western world except for America. California, Colorado, Connecticut, Delaware, Hawaii, Illinois, Maryland, Nevada, Oregon, Vermont, Washington, and NYC have banned it unless it's needed for the job (i.e. they give you a credit card) and even the states where it is legal it's still not used for non-sensitive positions or responsibilities, and if it started to become widespread there they'd ban it there too. 4. It has been proved in court countless times when the terms have been ruled out of scope. You need to have meeting of the minds in contracts. You cannot unknowingly agree to binding arbitration either. This is just FUD. Show me the court case or the media storm when little Sally lost all her money because she unwittingly agreed to some completely unreasonable ToS. The infringing company would get countersued by an attorney working on commission. Not that you can't get fucked by the courts and contracts in America, you most certainly can, but not by these unenforceable / unreasonable ToS.