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15% interest rate with perfect credit? Not even remotely interested.
by ChristianGeek 10y ago
15% interest rate with perfect credit? Not even remotely interested.
- lutorm 10y agoYou actually carry a balance on your credit cards?
- gorkemyurt 10y agodepends on how you use your credit card. You can get the 5% cash back and if pay everything in full on time you shouldn't even care about the interest rate.
- snuxoll 10y agoHell, 5% cash back even lets you break even for a couple months worth of interest if you are floating balances.
- johnnyo 10y agoIf you are paying interest on your credit cards, you are doing it wrong.
- ghaff 10y agoThis is hardly anything new. You get a card with usurious interest rates for not paying completely on time if you want cashback/etc. benefits. You get a card with slightly less usurious interest rates and very limited benefits if you want to carry a a balance.
- mikecke 10y agoHow do you have perfect credit if you're not paying your balances in full?
- p0rkbelly 10y agoTo maintain 'perfect' (which I doubt is 100% perfect) you just have to make your payments on time. It is okay to carry a balance. In fact, I remember my credit went up higher after paying off a balance I was carrying when I typically paid in full every month...