> How am I not being pushed to put my money in investment banks or a home? You're being 'pushed' to save money for retirement. The fact that you can take $10k

> How am I not being pushed to put my money in investment banks or a home? You're being 'pushed' to save money for retirement. The fact that you can take $10k out one time for a first home is a nice little bonus, but it's a rarely used benefit and isn't exactly evil.