Agreed. Also, some economists/researchers are claiming that subprime lending wasn't alone in triggering the crisis, but that it was also a prime crisis as well;

Agreed. Also, some economists/researchers are claiming that subprime lending wasn't alone in triggering the crisis, but that it was also a prime crisis as well; that debt levels were already unsustainable, more generally. Not to say that subprime wasn't a big component, but that there may be macro patterns still emerging that's difficult to see/process. I think this article from M.I.T. Sloan was posted here a while back: http://mitsloan.mit.edu/newsroom/articles/rethinking-how-the-housing-crisis-happened http://mitsloan.mit.edu/newsroom/articles/rethinking-how-the...